can anyone help with a spread sheet will explain more
• The project report must be typed with the following information:
1. Cover Page [your name, course name/ section, and the date].
2. Title page [title of your report, project summary, and pictures, if any].
3. Project details, addressing all required components of the project.
4. A project portfolio, including the quotes/ bids obtained from the bank, real estate agent and/or mortgage company.
5. List of References. • Project presentation (Power Point) – Time limit is 10 minutes v Record and upload your project presentation in Canvas Discussion Board

PURCHASING A HOME Buying a home is the biggest single investment or purchase that most individuals make. This project is designed to give you some insight into the home-buying process and the associated costs. Find all the costs associated with buying a home by making a 20% down payment and borrowing 80% of the cost of the home. 1. Decide how much your home will cost (and how much you’ll have to put down and how much to mortgage).
2. Call at least three different banks to determine mortgage loan rates for 15 years, 25 years, and 30 years and the costs associated with obtaining your loan. These associated costs of a loan are paid at closing and include, for example, an application fee, an appraisal fee, and points. 3. For each bank and each different loan duration, develop a summary that contains (a) an itemization and explanation of all closing costs and the total amount due at closing (b) the monthly payment (c) the total amount paid over the life of the loan (d) the amortization schedule for each loan (use a spreadsheet or financial software). 4. For each duration (15 years, 25 years, and 30 years), identify which bank gives the best loan rate and explain why you think it is best. Be sure to consider what is best for someone who is likely to remain in the home for 7 years or less compared with someone who is likely to stay 20 years or more




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